What is Klarna?
Klarna is a global payments company working with retailers like Foot Locker, giving shoppers a "smooothest" online checkout via flexible ways to pay and great customer service. Employing 3,500+ people worldwide, Klarna leads the alternative payments field and supports 200,000 merchants as well as over 90 million consumers.
Are there late fees?
A late fee of up to $7 can be charged when we are unable to collect an automatic payment. The terms explain everything.
Does Klarna affect my credit score?
Paying in 4 interest-free installments with Klarna comes with a soft credit check. It has no impact on your score; it only helps verify that bills get settled when due.
Which payment methods are accepted?
Klarna works with every major debit and credit card (Mastercard, Visa, AMEX, Discover), but prepaid cards cannot be used.
What are the requirements for using Klarna?
Requirements: a debit or credit card issued in the US
age 18 or older
a billing address in the US
and a phone number that can receive SMS
How do I exchange/return/refund an item bought with Klarna?
Details are in our Refund Policy.